If you permit other persons to use your mobile device to access the IBC Mobile Banking Services, you are responsible for any transactions they authorize. The IBC Mobile Banking Services may include your name and certain information about your account, such as the last 4 digits of your account number or specific account transaction information. If you access the IBC Mobile Banking Services on your mobile device, you understand that you will be required to enter your User ID and password. The display of third-party trademarks within the IBC Mobile Banking Services does not grant you a license of any kind. If the terms and conditions of this Agreement, including any subsequent disclosure or agreement, conflict with the terms and conditions contained in any other disclosure or agreement between Bank and you, the terms and conditions of this Agreement regarding Online Banking issues shall be controlling to the extent of the conflict.Įxamples of IBC Mobile Banking Services in a sentenceĪny downloading of material contained in the IBC Mobile Banking Services, or of any site linked to the IBC Mobile Banking Services may be a violation of federal trademark and copyright laws. This Agreement governs in conjunction with other agreements between Bank and you, including but not limited to your Depositor's Agreement ( signature card), Deposit Account Agreement booklet, Account Services and Fees Schedule, Truth In Savings Disclosure, Electronic Funds And Automated Teller Card Agreement and Disclosures, and any loan agreement(s) and other Disclosures as applicable. Each Authorized Signatory on an account is jointly and severally liable for all transactions initiated through IBC Bank Online, including overdrafts, even if such Authorized Signatory did not participate in and/or authorize the activity that resulted in the transaction. Your IBC Bank Online Profile will mean the list of the accounts which may be accessed through the Internet. The term “ IBC Bank Online Services” include IBC Mobile Banking Services. IBC Mobile Banking Servicesmeans the optional IBC Mobile Banking Services accessed through a mobile device under Section 12, “IBC Mobile Banking Services,” of this Agreement.

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